Interesting read on why cashless payments are not always cheaper or more efficient.
In recent years a debate has been taking place in the developed world about the utility of bank notes and coins, with several commentators suggesting that cash will disappear in about ten years.
Research by international payments industry expert Guillaume Lepecq, however, shows that the demand for bank notes and coins has continued to grow at a significant pace around the world, in parallel with electronic payments.
What explains this durability and why should the use of cash be encouraged when alternative payment systems are gaining currency? Lepecq discusses these issues with Kanika Datta
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